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UTKS0001197 - UTKARSH SMALL FINANCE BANK
UTKS0001197

UTKARSH SMALL FINANCE BANK

SARAIYA Branch • Saraiya • Bihar

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
UTKS0001197
Bank Name

UTKARSH SMALL FINANCE BANK

Branch Name

SARAIYA

City

Saraiya

State

Bihar

Branch Address

MAUZA - SHADIPUR,P.S - PARU,BLOCK ROAD,SARAIYA,DISTRICT - MUZAFFARPUR,STATE - BIHAR,PIN CODE - 843126

IFSC Code Breakdown

Bank Code UTKS
Check Digit 0
Branch Code 001197

Frequently Asked Questions

What is UTKS0001197 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to UTKARSH SMALL FINANCE BANK SARAIYA branch.

Is UTKS0001197 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).